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PAYMENT SCHEDULE

Option A

1. A non-refundable deposit of $300 must accompany the completed application package. Note that in the event that the participant is found unsuitable for the program, Nacel Canada Inc. will refund the deposit in full..

2. Remaining balance is due 60 days prior to departure.

Optional program cancellation premium is due at the same time as the non-refundable deposit. See cancellation policy below for more details.

Option B

1. A non-refundable deposit of $300 must accompany the completed application package. Note that in the event that the participant is found unsuitable for the program, Nacel Canada Inc. will refund the deposit in full.

2. Remaining balance is to be paid in 5 equal monthly installments.

Payment due dates:

1. February 1st, 2008
2. March 7th, 2008
3. April 4th, 2008
4. May 2nd, 2008
5. June 6th, 2008

Optional program cancellation premium is due at the same time as the non-refundable deposit. See cancellation policy for more details.

Payments can be remitted by cash, cheque, money order or accepted credit cards [Visa, MasterCard].

If sent by mail, the postmark or the date marked on overnight mail will determine the date of payment. We recommend certified mail or courier, which will provide you with proof of mailing.

Payments remitted after the due date will be subject to a $50.00 late fee penalty. If a cheque is returned to us by the drawer's bank, there will be a $35.00 NSF charge.

***Nacel Canada Inc. reserves the right to withdraw a participant from the program if remaining balances are not paid 30 days prior to departure.